Metalworking Industries of Michigan

	TAKE CONTROL OF YOUR WORKERS' COMPENSATIONS COSTS! Join a Select Group of Metalworking Companies Looking for superior service, greater claims control and pricing? Consider the Metalworking Industries of Michigan Self-Funded Workers' Compensation Program (MIM W.C. Fund). Our group program has a track record of providing outstanding coverage and a generous dividend return (averaging over 40% per year) on your "premium" dollars.
	Rising Workers' Compensation premiums in the late 1970's inspired a group of individuals in the metalworking trades to band together and form a self-governing, self-insured workers' compensation fund as an alternative to purchasing traditional insurance. Since its inception in 1981, our group has grown to more than 150 member companies, representing in excess of $4,000,000.00 in estimated premiums, with an average experience modification of just 0.79.
	Here's How We Do It The MIM W.C. Fund utilizes specialized underwriting requirements which enable us to enroll only metalworking companies that are actively managing their loss control and safety programs to reduce claims costs. We feel that a strong safety education and claims management commitment at the corporate level equates to low claims exposure for the entire fund. This allows us the opportunity to potentially make larger returns of surplus premiums.
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